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TXWC Optional

Workers' Compensation Quick Reference

Educational purposes only. Not legal advice. WC rules change frequently — verify with Texas Division of Workers' Compensation.

⚠ïļ Texas Workers — Important

Workers' compensation is optional for employers in Texas. If your employer is a "non-subscriber" (opted out of WC), you cannot file a workers' comp claim. However, you may be able to sue your employer directly in civil court — and without the exclusive remedy defense, employers can be liable for pain and suffering, full wage loss, and more.

Report to Employer

Within 30 days

30 days from injury

File WC Claim

1 year

1 year from injury

TTD Benefit Rate

70.00% of AWW

70% of AWW for first 26 weeks; 75% for first 3 days

Max Weekly Benefit

$1,144

TTD cap

Waiting Period

7 days

Before benefits begin

Retroactive After

14 days

Waiting period paid back if disabled longer

Can You Sue Your Employer?

IMPORTANT: WC is optional for Texas employers. Non-subscribers can be sued directly in civil court.

Even if you can't sue your employer, you may be able to sue a third party — equipment manufacturers, property owners, other contractors. Learn more about third-party claims →

Official WC Board

Texas Division of Workers' Compensation

https://www.tdi.texas.gov/wc/ →

File complaints, check claim status, and access forms at the official state WC board website.

Calculate Your Texas Benefits

Get a Free WC Attorney Review in Texas

Most WC attorneys in Texas work on contingency — you pay nothing unless you win.

Request Free Consultation →